How To Write A Check To Two People

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Writing a check to two people is a common way to gift money to a newly married couple, or to pay individuals who share a standard asset, like a house or business. There are alternative ways to write down such a check, though, and these alternative ways determine how the check are often deposited or cashed by its payees. Something as little as one word can change the check’s validity and endorsement requirements, so you ought to study the method before you pay.

Table of Contents

Tips for Writing a Check

  • Make it permanent: Use a pen whenever you write a check. If you employ a pencil, anybody with an eraser can change the quantity of your check and therefore the name of the payee.
  • No blank checks: Don’t sign a check until after you’ve filled within the name of the payee and therefore the amount. If you’re unsure who to form the check payable or what proportion something costs, just bring a pen—it’s much less risky than giving somebody unlimited access to your bank account.
  • Keep checks from growing: When you’re filling within the dollar amount, confirm you print the worth during a way that forestalls scammers from adding thereto. Do that by starting at the left fringe of the space, and draw a line after the last digit. For instance, if your check is for $8.15, put the “8” as far to the left as possible. Then, draw a line from the proper side of the “5” to the top of the space, or write the numbers so large that it’s hard to feature any numbers. If you allow space, somebody can add digits, and your check might find yourself being $98.15 or $8,159.
  • Carbon copies: If you would like a paper record of each check you write, get checkbooks with carbon copies. Those checkbooks feature a skinny sheet containing a replica of each check you write. As a result, you’ll quickly identify where your money went and exactly what you wrote on every check.

Preparing to Pay

Make sure you’ve got a legitimate ask your current address. If your check is out of date or invalid in how, your payees won’t be ready to deposit or cash the check, albeit you’ve filled it out correctly.

Some banks will accept a current address hand-written onto an ask an old address, but contact your bank first to form sure this is often acceptable.

Writing the Check

Record the sign-up your personal register. Write down the amount of the check you’ve just written, also as its amount and therefore the payees in your paper register or online service like QuickBooks. This may allow you to stay in track of your expenditures and balance your checkbook, albeit the payee hasn’t cashed or deposited the check yet.

If you write tons of checks, you ought to keep a memo or other notation system which describes the aim or purchase of every check.

Tips

  • Use “or” to separate names on the “Payable To” line whenever possible to form cashing or depositing checks more convenient for payees. This prevents complications within the event that one among the parties isn’t physically available to endorse the check.
How To Write A Check To Two People

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